Resume
Mike BoushExecutive experience
Executive leader in regulated consumer finance and payments. Built and scaled digital banking and lending platforms, launched new products with Apple and Goldman, and led bank partnerships and payment-rail access across the U.S. and Canada. Pending Mike's approval
- 2024 to 2025
Wise
Austin, TXHead of North American Banking and Expansion · CEO designate, Wise National Trust
- Led the charter-stage build for Wise National Trust, Wise's proposed OCC-regulated U.S. national trust bank.
- Owned the Federal Reserve settlement access strategy, to expand payment-rail access and reduce sponsor-bank dependency.
- Led banking expansion across the U.S. and Canada, and owned U.S. partner bank management.
- 2018 to 2023
Goldman Sachs
New York and DallasManaging Director, Consumer Digital Banking (2020 to 2023)
- Led the build of a cloud-native, full-service digital retail bank for Marcus: $170MM budget, 14 teams, 300+ people.
- Built and launched digital checking to U.S. employees, with the P&L.
Managing Director, Head of Product, Apple Card (2018 to 2019)
- Led the Goldman product teams that co-designed and built Apple Card with Apple.
- About five million customers in the first year (team result).
- 2006 to 2018
Discover Financial Services
ChicagoSVP, GM of Discover Student Loans (2017 to 2018)
- P&L owner of the $10B Student Loans business and 1,100+ staff. Member of the DFS Management Committee.
SVP, Chief Digital Officer (2009 to 2016)
- Led web, mobile and digital marketing platforms for the $70B consumer business. 80%+ of activity moved to digital.
- First in Online Customer Interaction, JD Power, 2011 to 2016 (team result).
Earlier: VP Business Strategy and Product Development; Director, Customer Acquisition (2006 to 2009)
- 1992 to 2006
Bank of America and MBNA
Wilmington, DE and OttawaSVP Marketing, Bank of America (2004 to 2006)
- Led marketing for the first U.S. bank-issued American Express card: 1.1 million customers in year one.
MBNA Canada and MBNA (1992 to 2004)
- Chief of Staff to the CEO and startup of MBNA Canada. Ran a 400+ agent bilingual service center. Managed U.S. customer acquisition on a $500MM budget.
Expertise
- Payments and banking
- FedACH, FedWire, FedNow · Fed master account strategy · OCC national trust chartering · bank partnerships
- Risk and governance
- Enterprise and operational risk · BSA/AML, sanctions, KYC · fraud decisioning · third-party risk · board reporting
- Digital products and operations
- Product and platform builds · digital marketing · servicing and operations at scale
Education
- MBA, Finance · University of Chicago Booth School of Business
- MM, Management · Pennsylvania State University
- BA, English and Journalism · University of Delaware